Thinking of Borrowing?
Credit
Credit can help spread the costs of big spends. If you can’t pay forms of credit back, it can lead to expensive debt. Click below to find out more about credit.
Balance Transfer cards
Help make your credit card debt more affordable
With a 0% balance transfer you get a new card to pay off debt on old credit and store cards.
- You will still owe the money but at 0% interest,
- A card with have a 0% period, during which you pay no interest.
And it means you become debt-free quicker, as more of your repayments reduce the debt, rather than pay interest
Credit Card Calculator
Find out what credit cards are available and how credit works
Affordable Loans
BD Money has partnered with Leeds Credit Union to provide access to loans who live and work in Barking and Dagenham.
- Family Loan – Borrow up to £1000 and deduct payments from your child benefit, with no credit check.
- Personal Loan – Borrow up to £20,000 with affordable interest.
- Debt Consolidation – Group existing debts together for a better rate.
Other Borrowing Options
Other Credit Tools
Maximise your Income
Maximise your income by checking what benefits you’re entitled to. £19 billion in benefits go unclaimed every year. Try our easy to use benefits checker today.